Housing Loan Information

Residential Home Loan Information

First LoanSecond LoanThird Loan and Above
Loan TenureUp to 35 years31-35 yearsUp to 35 years31-35 yearsUp to 35 years31-35 years
AgeAge used to calculate loan tenure, Maximum 70 years old
Up to 70Up to 70Up to 70
Maximum Loan Limit90%90%70%
Minimum Cash Downpayment10%10%30%
Gaurantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio60%-80%
Standard Interest Rate4.3%-4.5%

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